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Thursday, February 29, 2024

Are big content creators going broke?

Are big content creators going broke?


I have been a content creator since 2012.  I have seen a lot of people come and go.  Doing YouTube or being on any other social media platform takes work.  It is definitely not easy that's for sure.   Some people automatically think that if you have big numbers you are making a lot of money.

I am a small YouTuber and I enjoy creating and making content for other people to enjoy.  There are a lot of big YouTubers who are struggling but they try to look like they are rich. They are afraid to show their real life because they are afraid of the backlash that they may face.  

Many of them move from place to place, and they come up with excuses to try to cover or justify why they move so much.   The truth is they are totally broke.  


Big content creators get a lot of perks.  They get to represent some great products and they even get a chance to travel to some beautiful places.  They get to receive beautiful clothes and products to review.  

But the dark side of this equation is the fact that you may be making a lot of money today but next month you may make a different amount of money.  This creator economy is not very stable.  Some creators don't even consider the fact that they have to pay taxes on the money and the perks that they receive.

It seems like tax time comes around so fast and if you are not prepared, you will feel like you are drowning.  You have to save all of your receipts and get your taxes prepared because if you do not you will owe a lot of money.   I think that a lot of content creators should get a regular job and do content creation on the side.  It definitely is not a free ride like some people assume that it is.  They could even start a business that isn't connected to their social media platforms. 

We live in a society that feels like they want everything right now.  Some of us refuse to save money.  Saving money towards your taxes and also having a rainy day fund is a good idea. 

 The ad revenue has been down and it is affecting so many people.  It affected me.  This made me realize that you cannot put all of your eggs in one basket.  I make sure that I pay my taxes and people who have a steady income have to make quarterly payments to their taxes. 

There are so many people very nervous this time of year because they haven't made any plans to save money toward their taxes.  They spend everything that they get.  Being a big content creator can be glamorous but you have to use it to your advantage to make your money grow. 

 I would also tell wealthy content creators to save money for their future because social media as we know it will not be the same twenty years from now.  There will be something bigger and better than we know right now. 

Big content creators are going broke because our expectations of them are so high.  They have to live up to an image that most of the time isn't even real.  This can lead to depression. 

 Taking investment courses would be the best course of action to protect your income and your future.   Being a big content creator can be a nice way to make an income but secure your future and make smarter choices and it will really pay off in the end. 









Thursday, February 8, 2024

Why are you still struggling like a single mom when you are not?

Why are you still struggling like a single mom when you are not?


I have been watching women on social media for some time and noticed a sad trend. There are a lot of women who are in a marriage or a relationship, and when they have a crisis, the man is nowhere to be found.  The man is supposedly in the household but you have to ask family or strangers for help.  

I know that everyone falls on hard times sometimes but this is happening with every man you are with.  Some women are struggling to keep a roof over their heads and also with food for their kids.  It is really unfair to the women and the children.  Why do we put up with such nonsense?

Ladies, please be careful with the people who you allow into your life.  If he is just sitting around while you work, and he is eating up all of the food, and when your food gets low, he is gone; you don't need him. 

 Some of us are constantly becoming pregnant by these men, but they have nothing to offer you and your children. If you don't have someone who will add to your household and help you with expenses; you don't need them.

  Some of you are good mothers, and you are really trying hard to raise your children, but you are doing it alone when you don't have to.
 This is all I have to say on this matter.


Sunday, February 4, 2024

Is your money not stretching enough this year?

Is your money not stretching enough this year?

Image courtesy of Pixabay

If your money isn't stretching very far this year, you are not alone.  I had to cut corners myself.  Food is high, and so is everything else.  It is getting harder and harder to make it, quite frankly.

I haven't really been able to have a night out lately because food and transportation are so expensive, and you know you have to give a tip. 

 I have been spending more time enjoying my family.  I am cooking more at home.  I have a Firestick, and it is such a blessing.  We enjoy watching movies and eating home-cooked meals together. 

It truly is bringing us closer together.  I am careful about not buying things that I really don't need right now.  In the last two years, I actually prepared myself for this time because I started buying products in bulk to prepare for the increase in prices.  I am still using these products today. 

Check and see if there are any ways that you can cut down on some of your expenses.  Sometimes, there are things that we are so used to spending extra money on that we don't realize that it costs a lot more this year. 

Maybe you have the heat up high when you are at work and nobody is at home.  You can put the heat down, and time it to come on when you are on your way home.  That way, you come home to a nice and warm house.   

Add more blankets to your bed to save money.  Try doing most of your shopping in one trip so you don't have to make unnecessary trips, and this will cut down on gas. 

Make a list of some of the products that you would be willing to buy that are generic and some of the products that you are willing to pay extra for. 

Take on an online side hustle or do Uber or Lyft.

Learn how to cut or maintain your own hair at home.  Hair clippers are very inexpensive compared to going to the Barber or hair salon.

Buy your snacks in bulk so you can avoid the vending machine at work.

I have been buying cheaper cuts of meat and preparing them in my crockpot.  This saves quite a bit of money.  Going to the butcher counter and finding out what meat is on sale will help you to save money.

Image courtesy of Pixabay

If you are paying a lot of fees at the gym, spend time running in the park or buy gym equipment on Facebook Marketplace for a good price.  This will save you so much money in the long run. 

Buy your clothes in the summer so you can get them for a cheaper price.

If you have children, find a cheaper phone service that they can use.  There are a lot of them out there, and they are always having promotions.  Sometimes, it depends on how many lines you need. 

Make a list of the things that you are willing to do without or cut down on this year.  You will be amazed about the amount of things that you cut down on that will free up a lot more money. 








Are big content creators going broke?

Are big content creators going broke? I have been a content creator since 2012.  I have seen a lot of people come and go.  Doing YouTube or ...